This is an agreement between you and me. You declare that you know that investing in any program listed above involves high risk. I strongly advice you to avoid h.y.i. programs to prevent losses of real money. You declare that investments made despite this warning were made with your own liability. You understand that no earnings and principal returns are guaranteed.

We do not own or promote any programs listed here. The information provided here is for your own use. Some programs, investments or any listings here may be illegal depending on your country's laws. We do not recommend you spend what you cannot afford to lose!